Checking & Savings

Checking and Savings: Ag Banking Options with Flexibility

Our local farm families bring us signs of new life, and the promise of hope and a bright future ahead. At Union State Bank, we are proud to help behind the scenes with ag loans and services, and we know our local farmers make everyone rich in community.

Here are some checking and savings options to consider, designed with flexibility and a commitment to help keep our local farms strong:


Regular Checking

  • $100 to Open
  • Service Charges Are Waived if You Maintain $500 Monthly Average Daily Balance
    • (If Average Daily Balance Drops Below $500, Service Fees May Apply). 
  • Overdraft Protection and Ready Reserve (If Qualified) 
  • Check Image Statement
  • Online Statement Delivery Option
  • Online Bill Pay Free (Excluding Rush Payments)
  • ATM/Debit Card with no Annual Fee

NOW Checking

  • $2,500 to Open
  • Maintain a Minimum Average Daily Balance of $2,500 to Earn Interest
    • (If Average Daily Balance Drops Below $2,500, Service Fees May Apply). 
  • Overdraft Protection and Ready Reserve (If Qualified)
  • Check Image Statements
  • Online Bill Pay Free (Excluding Rush Payments)
  • ATM/Debit Card with no Annual Fee

Money Market Account

  • $2,500 to Open
  • Maintain a Minimum Average Daily Balance of $2,500 to Earn Interest
    • (If Average Daily Balance Drops Below $2,500, Service Fees May Apply). 
  • Limited to 6 Monthly Withdrawals
  • Check Image Statements
  • Online Statement Delivery Option